I spent some time yesterday reviewing health insurance. With skyrocketing costs and continually changing plans, identifying the plan that best meets your needs at a budget that you can afford is not easy.

It is more difficult and complex than it needs to be for most people. While the Health Insurance Authority website is useful to compare plans across insurance companies, it should be more intuitive to use.

Access to healthcare though, remains totally unfair. While everyone has access to the public health system, If you have health insurance you can get access to diagnostics relatively quickly. If you don’t, you’ll be in a queue, possibly for a very long time, which of course affects health outcomes.

The best advice is to call the insurances companies, tell them what you want, what your concerns are and an approximate budget and ask them to recommend what they consider the best plan for you across all of their plans including corporate plans.